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Safe or bank deposit box? - February 2026

10.02.2026 10:52:00

Anyone who wants to store valuables securely is often faced with this decision: a safe deposit box or a safe in their own home? Which solution is more suitable depends on individual security needs and the type of valuables to be protected.

A safe deposit box offers protection outside the home, but access is limited by opening hours, restricted availability, and contractual regulations. A home safe, on the other hand, allows access at any time and — depending on its security rating — can reliably protect against burglary and fire.


Safe: Security in your own home

    Advantages:

  • Direct access at any time
  • Full control over contents
  • Adaptable to individual security requirements

    Tips:

  • Securely anchor the safe in a fixed location
  • Choose a security level appropriate to the value of the items
  • Consider fire and burglary protection

Safes

Bank deposit box: Security outside your home

    Advantages:

  • Protection against burglary in your home
  • External storage reduces the risk in case of a house fire
  • Perceived security through professional bank infrastructure

    Disadvantages:

  • No immediate access; limited to opening hours
  • Liability and insurance coverage are often limited
  • Control lies entirely with the bank

bank deposit box